Supplemental Health Insurance

What is Supplemental Health Insurance? Will it really help you with your medical costs? How does it work with your Medicare?

These are important questions, and often we are given conflicting information on how Supplemental Health Insurance can help. Worry no more! We have been helping our neighbors in the Waukesha area navigate these sometimes confusing roads. A brief explanation of supplemental health insurance is below, but remember, a friendly voice is always waiting to answer any questions you might have at our office, so do not hesitate to pick up the phone and call!

Supplemental Health Insurance, also called Medigap, can help you pay some of the costs that Medicare does not. For those living on a fixed income, co-payments, coinsurance, and deductibles can often be out of pocket expenses not in the budget. Many of you know what Medicare is, but may not be aware that there are a number of these uncovered expenses.

Even though Medicare Parts A and B provide you with some coverage for health care and hospital stays, it leaves a "gap". This gap is out of pocket expenses for you. Medicare is important to have, and helps many people, but it tends to only cover 80% of medical costs. This leaves you to pay for deductibles, co-pays, prescriptions, and more. That adds up! This is where your supplemental health Insurance steps up and eases these financial burdens of these costs.

Medigap supplemental health insurance covers the costs that exceed regular Medicare coverage, potentially saving you thousands of dollars out of your pocket each year.

As your supplemental health insurance broker, we serve the greater Waukesha community to help you find the plan that fits your needs. The best way to be sure you have the right amount of coverage at the best rate available is to simply give us a call. Because, after all, retirement years are meant to be enjoyed, not budgeting for unpaid medical bills.

Medigap Insurance
Supplemental Health Insurance

New to Medicare?

Just turned 65? Eligible for Medicare Disability? Get information on enrolling, types of plans and more. We'll help you find the plan that fits you best.

Medicare Advantage Plans

Final Expense Plans

Find out more information about Final Expense Insurance.

Senior Living and Retirement

Find out more information about Senior Living and Retirement.


"After having secondary insurance coverage for ten years with a large national insurance company that had extremely poor customer relations skills (and a company representative who rarely would return my calls), it was like a breath of fresh air to have found Rebecca through my financial planner.

Rebecca is the consummate professional. She responds to telephone calls and emails in a timely manner; she is very knowledgeable about a variety of insurance products; she describes these options with respect, clarity, and patience; and, her empathy, and kindness are beyond reproach. In short, the name of her business is so appropriate, because she is, without a doubt, a woman of INTEGRITY!"
- Dr. Bev*